Personal Investments • Re: TIAA-CREF 403b: Need advice regarding investment...
So, I'm still a little confused on the TIAA Traditional annuity. Assuming it's GSRA and fully liquid, how is it able to provide lifetime guaranteed income? Let's say I opt out, invest on my own for 30...
View ArticlePersonal Finance (Not Investing) • Re: 4.5M house…can we afford? What to do
whether it's "incredible" or merely "laudable" is mostly semantics.What you seemed to be missing in your soliloquy is that the OP is their mid 30's with $14M in invested assets, and has after-tax...
View ArticlePersonal Investments • Am I on track to retire in 7 to 10 years
I found this forum about a year ago and it has been a great learning experience for me. My wife and I just finished paying for our three children's college education and now I want to make sure we are...
View ArticlePersonal Consumer Issues • Re: Replacing Roof and Considering Solar
For reliability purposes, you don't need solar to have batteries. You can simply charge them from the grid. And depending on local rules, solar won't help you if the grid goes down. Where I live in...
View ArticlePersonal Finance (Not Investing) • Re: Can I afford $2MM home
How stable is your job?What are the total carrying cost of house including insurance which is soaring in some places due to fire and flood threats?Is there no rental alternative?How long would you...
View ArticlePersonal Finance (Not Investing) • Re: Cashing Series EE Bonds
Have you asked a local bank or credit union? Many of them will cash savings bonds.I cashed EE bonds last year at Chase.For me starting last year Chase imposed a $500 limit; prior to that they...
View ArticleInvesting - Theory, News & General • Re: US equities tech sector...
I am not concerned. My investment strategy is to own the market that exists, not the market that I wish existed.Thanks for saving me some typing.Statistics: Posted by Silverado — Sun Jun 30, 2024 2:15...
View ArticlePersonal Investments • Re: Tactical Asset Allocation - shift to stocks when...
As I am in the accumulation phase, i have thought about a twist to this... generally putting more NEW money into stocks whenever the portfolio is below projections for my asset allocation. Otherwise,...
View ArticlePersonal Finance (Not Investing) • Re: Fidelity Roth IRA for kids, now that...
If the child became the owner of the account at age 21 its possible you may no longer have legal authority over the account. The easiest way of handling this is to have the child take ownership of the...
View ArticlePersonal Investments • Re: Variety of ETF/Mutual-Funds
I know VXUS is the often recommended international fund, but it looks (to my very untrained eye) to be such a dismal investment -- like, I don't understand why I wouldn't just put more in short term...
View ArticlePersonal Investments • Re: Asset location - gold/silver etf and miners
With a gold fund backed by physical holdings, there is a monthly number you have to go fetch and multiply your holdings by that percent to determine the gain (or perhaps loss) for each month. Finding...
View ArticlePersonal Investments • Re: Advisor Models
When the horse is dead, dismount.I'm a big fan of the DIY everything-free WellsTrade model. No advisor involved. I own VTI (Vanguard Total Stock Market) at WellsTrade and also at my other free...
View ArticlePersonal Consumer Issues • Re: Moving to Colorado?
Monument (on the south side of the Palmer Divide) and Larkspur (north side of the Palmer Divide) are great but have gotten pretty expensive. And Monument Hill (which is where I-25 crosses the Palmer...
View ArticlePersonal Finance (Not Investing) • Re: estate planning - how to approach...
Costs are quoted around 15k per Grantor trust. This is in CA.Anyway, I wanted to provide more details and context so as to understand - is there an immediate need for such a trust creation?My spouse...
View ArticlePersonal Finance (Not Investing) • Re: Update trust but not wills?
I guess I could ask the attorney all of these questions but would like to keep the billable minutes to the a minimum, per helpful recommendation from bsteiner in an earlier thread.It's possible that...
View ArticlePersonal Consumer Issues • Re: Cooking hack - What do you do when you put too...
Lemon juice sometimes works.Statistics: Posted by Random Poster — Mon Sep 02, 2024 2:35 pm
View ArticlePersonal Consumer Issues • Re: Economy vs premium economy when traveling with...
Re-read the OP. The daughter is not frugal. If she was going to donate the savings to a worthy charity, maybe I would go along, but new make-up, clothes and handbags? No way.Maybe it's not frugal, but...
View ArticlePersonal Finance (Not Investing) • Re: Business closed, how to get $1200 of...
Life lesson learned!Statistics: Posted by Marq1 — Mon Sep 02, 2024 2:36 pm
View Articleフェリ恋の口コミ評判は良い?おすすめな人・料金プラン・登録から出会うまでの流れ
フェリ恋は、ハイスペック男性と出会えるマッチングアプリフェリ恋の会員は「恋愛四季報」でランク付けされる女性はフェリ恋を完全無料で利用できる フェリ恋がおすすめな理由 フェリ恋 ・ハイスペと出会える ・社名でお相手探しができる ・女性は完全無料! 40歳 会社員フェリ恋の口コミ評判が知りたい!25歳...
View Articlematch(マッチドットコム)は婚活向けアプリ!口コミ評判から分かった本当におすすめな人
match(マッチドットコム)は30代〜40代の婚活におすすめなマッチングアプリmatch(マッチドットコム)は真剣な男女ユーザーが多く、詳細な検索機能で自分の理想の相手に出会いやすい!match(マッチドットコム)の料金は裏ワザを使えば50%になる! matchがおすすめな理由 match ・男女有料で真剣な出会い ・趣味や距離検索などの詳細な検索 ・30~40代におすすめ 29歳...
View Article